Comprehensive Guide to HUD Minimum Property Requirements (MPR)

The U.S. Department of Housing and Urban Development (HUD) has established Minimum Property Standards (MPS) to ensure that housing financed through HUD programs is safe, secure, and sound. This guide provides a detailed breakdown of the MPS requirements, designed to assist realtors, appraisers, and property owners in assessing and maintaining compliance with these standards.

---

1. Safety Standards

1.1 Structural Integrity

• Ensure the property is free from severe structural damage, such as:

  • Cracked or settling foundations

  • Roof damage or leaks

  • Deteriorated walls, floors, or ceilings

• Inspect for any conditions that could cause collapse or harm to occupants.

1.2 Electrical Systems

• Verify that all electrical systems are:

  • Fully operational and compliant with local safety codes.

  • Free of exposed wiring, overloaded circuits, or other hazards.

• Ensure electrical outlets, switches, and fixtures are properly installed.

1.3 Plumbing Systems

• Confirm that plumbing systems are:

  • Free of leaks and blockages.

  • Delivering both hot and cold water.

• Ensure proper drainage in all sinks, toilets, tubs, and showers.

1.4 Fire Safety

• Verify the presence of smoke detectors in all required locations, including bedrooms and common areas.

• Ensure fire escapes or emergency exits are accessible and functional.

---

2. Security Standards

2.1 Doors and Windows

• Ensure all doors and windows are:

  • Present and operable.

  • Equipped with locks to secure against unauthorized entry.

2.2 Exterior Safety

• Check for proper lighting around entryways and common areas.

• Verify fences, gates, and other security measures are in good condition.

---

3. Soundness Standards

3.1 Roofing

• Inspect the roof for:

  • Missing, damaged, or deteriorated shingles.

  • Evidence of water leaks or pooling.

• Confirm the roof’s lifespan meets program requirements.

3.2 Foundation

• Check for:

  • Cracks, settling, or moisture intrusion.

  • Proper grading around the foundation to direct water away from the property.

3.3 Walls and Ceilings

• Ensure there are no signs of mold, mildew, or water damage.

• Verify structural components are free from rot or decay.

---

4. Durability Standards

• Assess the condition of building components, including:

  • Doors, windows, gutters, downspouts, and exterior siding.

  • Interior elements like cabinets, countertops, and flooring.

• Confirm these elements are free from excessive wear and capable of lasting a reasonable lifespan.

---

5. Health and Sanitation Standards

5.1 Ventilation

• Verify that:

  • Bathrooms and kitchens have operable windows or functional exhaust fans.

  • Air circulation is adequate to prevent moisture buildup.

5.2 Pest Control

• Ensure the property is free from infestations of:

  • Rodents, termites, or other pests.

  • Any conditions that could promote infestations, such as standing water or trash accumulation.

5.3 Water Supply and Waste Disposal

• Confirm the property has access to:

  • A potable water supply.

  • A sanitary waste disposal system (sewer or septic).

---

6. Mechanical Standards

6.1 Heating and Cooling

• Verify the presence of:

  • Functional heating systems capable of maintaining at least 68°F in living areas.

  • Functional cooling systems, where applicable.

6.2 Water Heater

• Ensure the water heater:

  • Is operational and free from leaks.

  • Meets local safety codes.

---

7. Energy Efficiency Standards

7.1 Insulation

• Verify the presence of insulation in attics, walls, and floors that meets current energy codes.

7.2 Windows and Doors

• Ensure windows and doors are:

  • Energy-efficient, with no broken panes or damaged weather stripping.

  • Properly sealed to prevent drafts.

7.3 Lighting and Appliances

• Confirm the use of energy-efficient lighting and appliances where applicable.

---

8. Accessibility Standards (If Applicable)

For properties required to comply with accessibility standards:

• Verify compliance with the Americans with Disabilities Act (ADA) or other applicable standards.

• Ensure features such as ramps, grab bars, and widened doorways are present and functional.

---

Checklist for Realtors and Inspectors

1. Structural Integrity

2. Functional Electrical Systems

3. Functional Plumbing Systems

4. Fire Safety Measures

5. Secure Doors and Windows

6. Sound Roof and Foundation

7. Durable Building Components

8. Adequate Ventilation

9. Pest-Free Environment

10. Energy Efficiency Measures

11. Accessibility Features (if required)

---

This guide is intended to serve as a reference for ensuring properties meet HUD’s Minimum Property Standards. For complete details, refer to HUD Handbook 4910.1 and consult with local housing authorities for regional compliance requirements.