The Strategy That Let This Arizona Family Move Before They Sold

Buying a new home when you still own your current one can be tricky—especially when the seller won’t accept a contingent offer. But for one Phoenix-area family, the dream of upgrading didn’t have to be delayed.

Their Dream Home Reappeared

Years ago, this family spotted a house that checked all the boxes. It was in the perfect neighborhood, had the exact layout they loved, and they always remembered it. So when it came back on the market this year, they knew it was time to act.

The Challenge: Two Mortgages

Unfortunately, they couldn’t qualify to carry two mortgages at once. And with the seller unwilling to accept a contingent offer (waiting for their current home to sell first), the family risked losing their dream home—again.

The Solution: A Bridge Loan

We stepped in with a bridge loan strategy that allowed them to use the equity in their current home to finance the down payment on their new home.

• No need to list their old home first

• No open houses or rushed showings

• No living in limbo while waiting for offers

The Best Part? They Moved In Without Delay

We closed in time for them to move in and settle comfortably into their new space. And just a short while later? Their previous home went under contract without ever hitting the open market.

What Is a Bridge Loan?

A bridge loan is a short-term financing option that "bridges" the gap between buying a new home and selling your current one. It’s ideal for homeowners who:

• Have equity in their current property

• Want to avoid contingent offers

• Need flexibility when timing doesn’t align perfectly

Why This Strategy Works in Arizona

With competitive markets like Phoenix, Gilbert, and Chandler, sellers are often hesitant to wait on buyers with contingencies. A bridge loan makes your offer stronger, cleaner, and more appealing.

Wondering if a bridge loan might be right for you?

Let’s explore your options—book a discovery call today. We’ll build a strategy to help you move forward confidently.